Contact Us

If you need cash fast, you need to call 1st Capital Finance. We’re the people to call for car title loans in North and South Carolina.

Our goal is to help you get the money you need so you can live your life with confidence. We give you cash for your vehicle title loan. You’ll be in and out of our office in about 15 minutes. There’s no quicker way to get the money you need!

We’ll explain all of our rates and terms up front so there’s no confusion. We’ll also walk you through the process, explaining how to get cash for your car title. There’s no credit check required and we’ll give you instant approval. You’ll leave our office with the money you need. Our services are always secure and confidential—and you’ll be treated with respect.

We design our car title loans for your convenience. That’s why our professional staff is here to serve you six days a week. Since you never know when you’ll need money in a hurry, we’re open until midnight Monday through Saturday.


1st Capital Finance
2042 Celanese Rd
Rock Hill, SC 29732

Phone: (803) 980-1711

Hours: Monday-Saturday 8:30AM-Midnight. Closed on Sunday.
Cash, Visa, MasterCard, Discover, and American Express accepted. No checks, please.


Important Documents

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Disclosure: This website is a solicitation for an auto title loan. This solicitation is not a unilateral contract or a guaranteed offer. All title loans and the amount of the title loans are subject to 1st Capital Car Title Loans approval that is contingent on several underwriting factors such as a completed loan application, your employment status, monthly income and a vehicle evaluation.

Our maximum loan is $3500. Actual amount of title loan is subject to vehicle appraisal by an 1st Capital Car Title Loans employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan. Certain limitations apply. All title loans issued by 1st Capital Finance of South Carolina, Inc are subject to customer’s ability to repay the title loan. is not an online lender. Applications are not processed or approved online. All information you submit to this website will be forwarded to the 1st Capital Car Title Loans office closest to you for the purposes of contacting you about a title loan. Once your information is received and processed, you will be contacted by an 1st Capital representative. Submitting your application is an agreement to be contacted by a member of our staff.