Summer is back, but so is the heat! Your air conditioner is probably your best friend right now – as long as it’s working properly. Costs for A/C repairs and replacement can be pricey. What should you do if you need to fix your unit but you’re running low on cash? Can a car title loan help? 1st Capital Finance thinks it can. Here’s why applying for car title loans in Rock Hill, SC is worth considering when you have to pay for air conditioning repairs.

  1. You’ll get fast money for whatever you need – School may be out for the summer, but you definitely don’t want your A/C to take a break. If yours stops working, you’ll need to get it fixed as quickly as possible. Getting a loan from a bank or applying for a new credit card can take a week or longer. But if you apply for a car title loan, you’ll get your money in about an hour. You’ll only have to worry about when the A/C repair company can get to your home.
  2. The process is easy – Speaking of bank loans, getting one can be complicated and stressful. A banker will have to check your credit score and financial records before deciding whether or not to approve your loan. By comparison, getting a car title loan is fairly easy and quick – and you’ll never have to worry about your credit score when applying for a car title loan.
  3. It saves you from out-of-pocket expenses – Replacing your A/C unit can cost thousands of dollars. Repairs can cost hundreds. Paying out-of-pocket for these expenses can be a real financial hardship. Don’t let a faulty air conditioner ruin your summer. Get a loan that will give you the cash you need now and pay it back later.

To learn more about our car title loans in Rock Hill, SC, call 1st Capital Finance. We’ve got title loans in South Carolina and North Carolina for all your needs.