If you need cash fast, call 1st Capital Finance.

Our professional staff is here to serve you six days a week.

Our goal is to help you get the money you need so you can live your life with confidence.

If you need cash fast, call 1st Capital Finance.

Our professional staff is here to serve you six days a week.

Our goal is to help you get the money you need so you can live your life with confidence.

How It Works

We want to make sure each and every customer understands exactly how title loans work.

About Our Rates

Getting an automobile title loan doesn’t have to be a hassle. We make it as easy as possible.

How To Apply

Need cash fast? We’re the people to call for car title loans in North and South Carolina.

1st Capital Finance is America’s title loan store. Since 2004, we’ve provided car title loans and consumer loans to people throughout South Carolina and North Carolina.

The professional staff at our Rock Hill, SC office is dedicated to helping meet your financial needs through our services. When you stop by our office, we’ll listen to your situation, offer you options, and explain how vehicle title loans work. You’ll have all the information you need upfront so you can make the best decision.

Throughout the process, we’ll put you first. Our goal is always to help you take care of your family through our automobile title loan services. But you may be wondering what makes us different from our competitors. For starters, we offer instant approval with no credit check. You’ll get the cash you need when you need it. As an added bonus, we offer a free tank of gas with your first loan.

1st Capital Finance also puts a high priority on your security. You can trust us with your personal and financial information. All of your records are secured and properly disposed of when the time comes. Additionally, each of our employees is held to the strictest standards of confidentiality. We’re also licensed by the South Carolina Board of Financial Institutions.

Our company offers all this while emphasizing customer service. We want your business both today and in the future, so you can trust that you’ll always be treated with respect. We also want you to recommend us to your friends and family. We’re so sure you’ll be pleased with the experience that we offer cash for your referrals. Call or stop by our office to learn more.

If you’re looking to get cash fast, don’t trust just any car title loan company. Come to the place where you can get secure, fast, and confidential service. Come to 1st Capital Finance.


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Disclosure: This website is a solicitation for an auto title loan. This solicitation is not a unilateral contract or a guaranteed offer. All title loans and the amount of the title loans are subject to 1st Capital Car Title Loans approval that is contingent on several underwriting factors such as a completed loan application, your employment status, monthly income and a vehicle evaluation.

Our maximum loan is $3500. Actual amount of title loan is subject to vehicle appraisal by an 1st Capital Car Title Loans employee and a complete application is required to be submitted and approved in-person by the party requesting a title loan. Certain limitations apply. All title loans issued by 1st Capital Finance of South Carolina, Inc are subject to customer’s ability to repay the title loan.

www.southcarolinacartitleloans.com is not an online lender. Applications are not processed or approved online. All information you submit to this website will be forwarded to the 1st Capital Car Title Loans office closest to you for the purposes of contacting you about a title loan. Once your information is received and processed, you will be contacted by an 1st Capital representative. Submitting your application is an agreement to be contacted by a member of our staff.